MEDIcare INSURANCE

 Medicare is a federal health insurance program designed primarily for individuals age 65 and older, as well as certain younger people with disabilities or specific medical conditions. It helps cover essential healthcare services, including hospital stays, doctor visits, preventive care, and prescription drugs. 

 Medicare is intended for:

• Individuals 65 years and older
   
• People under 65 with qualifying disabilities
   
• Individuals with End-Stage Renal Disease (ESRD) or ALS
   
• U.S. citizens or permanent residents who meet eligibility requirements

 You may qualify for Medicare if:

• You are 65 or older
   
• You have received Social Security Disability benefits for at least 24 months
   
• You have ESRD or ALS
   
• You are a U.S. citizen or lawful permanent resident
   
• You or your spouse paid Medicare taxes for a required period
   

Enrollment periods and plan options can vary, making timing and selection critical.

 Medicare can be complex, but we’re here to make it simple. Our services include:

• Personalized Medicare education
   
• Help comparing Medicare Advantage, Supplement, and Part D plans
   
• Assistance with enrollment and plan changes
   
• Guidance during Annual Enrollment Period (AEP)
   
• Ongoing support as your healthcare needs change
   

We work with multiple carriers to help you find coverage that fits your health needs and budget—without confusion or pressure.